Banking Hours:
Summer Timing (Mar - Oct) Mon-Fri: 9am to 4pm, Sat: 9am to 11am
Winter Timing (Nov - Feb) Mon-Fri: 9am to 3pm, Sat: 9am to 11am
Accounts & Deposits
Loan Products

Mortgage / Housing Loan
We have been financing the construction of residential houses and commercial buildings since 1992.

Lending Policy:

Loan Processing Fee: Nu 500/- for every application.
Valuation Fee: As Per Engineer’s inspection report (Maximum Nu. 5000)
Interest Rate and Term: Click here
Repayment Mode: Monthly
Penalty Rate: 5% is levied on the defaulted amount.

Eligibility Criteria:

Should be a Bhutanese citizen
House/Building must be commercially viable
Proof of ownership of the Land/building ( 3 months validity)
Building plan duly approved by municipal authority and or concerned authority
Equity contribution must be 25% to 40% of total construction cost
Monthly installment must match monthly rental income from the building
Posses good credit worthiness
Ownership Certificate
Your Relationship Bank
TOLL FREE NO: 6070     
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