Bank Service Charge

1.Cheque book charges-Current

ParticularsExisting Charges New charges(Revised)
50 leaves of CA cheque bookNu.50Nu.50
25 leaves of CA cheque bookNu.25Nu.25
Personalized CD cheque bookNu.200Nu.200
Personalized SB cheque bookNu.200Nu.200

2. Cheque book charges-Saving Account

Particulars
Existing Charges
New charges(Revised)
First Cheque bookFirst SB cheque book free
Subsequent issuanceActual cost of the cheque bookAs per the OO No.e-circular no.Misc/10 dated December 31,2011.Actual cost:50 leaves-Nu.50,25 leaves -Nu.25

3.Cheque return charges within Bank

ParticularsExisting Charges New charges(Revised)
Cheque returned for insufficent fundsNAFor the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
NAFor 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.

4.Cheque return charge inter bank

ParticularsExisting Charges New charges(Revised)
Presentment of chequeNo chargeNo charge
Cheque returned for insuffcient fundsNu.300For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.
Cheque returned for no endorsement by the bankNu.100Nu.100.To be charged on the acquiring bank and not on the customer.
Late delivery of the delivery statementNu.100Nu.100.To be charged on the acquiring bank and not on the customer.
Second presentmentNo chargeNo charge
Presentment of the postdated chequesNu.100Nu.100.To be charged on the acquiring bank and not on the customer.
Presentment of stale dated chequesNu.100Nu.100.To be charged on the acquiring bank and not on the customer.
In addition,mandate banks to call and inform the issuing bank before accepting high value cheques.

5.ATM and POS – Domestic

ATM withdrawal limit per dayMax Nu.40,000.00Max Nu.40,000.00
1.BoBL-Nu.30,000
2.BNBL-Nu.40,000
3.DPNBL-Nu.40,000
4.T-Bank-Nu.40,000
5.BDBL-Nu.45,000

6.Charges for using Banks own ATM(On-Us transaction)

ParticularsExisting Charges New charges(Revised)
Financial(Cash withdrawal)Free of ChargeFree of Charge
Non-Financial(Balance enquiry statement print,PIN change)Free of chargeFree of Charge

7. Charges on using other banks ATM(Off-Us transaction)

ParticularsExisting Charges New charges(Revised)
Financial(Cash withdrawal)First five transactions free of chargeFirst five(5) transactions free of charge
Sixth transaction-Customer are charged Nu.12Sixth transaction-Customer are charged Nu.9
Sixth transaction-Banks are charged Nu.6Sixth transaction-Banks are charged Nu.9
Non-Financial(Balance enquiry statement print,PIN change)Banks are charged Nu.8 per transaction.Banks are charged Nu.5 per transaction.

8.PoS

ParticularsExisting Charges New charges(Revised)
Charges for using Banks own PoSFree of chargeNo change
Charges for using other banks PoS domesticBanks charges Nu.12 per transaction.Banks charges Nu.12 per transaction.

9.GIFT Payment System

ParticularsExisting Charges New charges(Revised)
BULKFree for both Inward and OutwardFree for both Inward and Outward
BITS
InwardFreeFree
Up to Nu.50,000Free of chargeNu.20 flat transaction fee per transaction irrespective of amount up to Nu.1 Million.
Nu.50,001 to Nu.100,000Nu.15
Nu.100,001 to Nu.1,000,000Nu.20
RTGS
InwardFreeFree
Nu.1000,001Nu.35Nu.50 flat transaction fee per transaction irrespective of amount above Nu.1 Million.

10.Bank Mobile app-based Funds transfer system limits and charges

ParticularsExisting Charges New charges(Revised)
Inter BankFree of Charge
Maximum of Nu.100,000Free of charge
Within Bank
Nu.1 to Nu.100,000NA
Nu.100,001 to Nu.500,000NA
No LimitNA