Bank Service Charge

1.Cheque book charges-Current

Particulars	Existing Charges	New charges(Revised)
50 leaves of CA cheque book	Nu.50	Nu.50
25 leaves of CA cheque book	Nu.25	Nu.25
Personalized CD cheque book	Nu.200	Nu.200
Personalized SB cheque book	Nu.200	Nu.200

2. Cheque book charges-Saving Account

Particulars	Existing Charges	New charges(Revised)
First Cheque book	First SB cheque book free
Subsequent issuance	Actual cost of the cheque book	As per the OO No.e-circular no.Misc/10 dated December 31,2011.Actual cost:50 leaves-Nu.50,25 leaves -Nu.25

3.Cheque return charges within Bank

Particulars	Existing Charges	New charges(Revised)
Cheque returned for insufficent funds	NA	For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
	NA	For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.

4.Cheque return charge inter bank

Particulars	Existing Charges	New charges(Revised)
Presentment of cheque	No charge	No charge
Cheque returned for insuffcient funds	Nu.300	For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
		For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.
Cheque returned for no endorsement by the bank	Nu.100	Nu.100.To be charged on the acquiring bank and not on the customer.
Late delivery of the delivery statement	Nu.100	Nu.100.To be charged on the acquiring bank and not on the customer.
Second presentment	No charge	No charge
Presentment of the postdated cheques	Nu.100	Nu.100.To be charged on the acquiring bank and not on the customer.
Presentment of stale dated cheques	Nu.100	Nu.100.To be charged on the acquiring bank and not on the customer.
In addition,mandate banks to call and inform the issuing bank before accepting high value cheques.

5.ATM and POS – Domestic

ATM withdrawal limit per day	Max Nu.40,000.00	Max Nu.40,000.00
1.BoBL-Nu.30,000
2.BNBL-Nu.40,000
3.DPNBL-Nu.40,000
4.T-Bank-Nu.40,000
5.BDBL-Nu.45,000

6.Charges for usinf Banks own ATM(On-Us transaction)

Particulars	Existing Charges	New charges(Revised)
Financial(Cash withdrawal)	Free of Charge	Free of Charge
Non-Financial(Balance enquiry statement print,PIN change)	Free of charge	Free of Charge

7. Charges on using other banks ATM(Off-Us transaction)

Particulars	Existing Charges	New charges(Revised)
Financial(Cash withdrawal)	First five transactions free of charge	First five(5) transactions free of charge
	Sixth transaction-Customer are charged Nu.12	Sixth transaction-Customer are charged Nu.9
	Sixth transaction-Banks are charged Nu.6	Sixth transaction-Banks are charged Nu.9
Non-Financial(Balance enquiry statement print,PIN change)	Banks are charged Nu.8 per transaction.	Banks are charged Nu.5 per transaction.

8.PoS

Particulars	Existing Charges	New charges(Revised)
Charges for using Banks own PoS	Free of charge	No change
Charges for using other banks PoS domestic	Banks charges Nu.12 per transaction.	Banks charges Nu.12 per transaction.

9.GIFT Payment System

Particulars	Existing Charges	New charges(Revised)
BULK	Free for both Inward and Outward	Free for both Inward and Outward
BITS
Inward	Free	Free
Up to Nu.50,000	Free of charge	Nu.20 flat transaction fee per transaction irrespective of amount up to Nu.1 Million.
Nu.50,001 to Nu.100,000	Nu.15
Nu.100,001 to Nu.1,000,000	Nu.20
RTGS
Inward	Free	Free
Nu.1000,001	Nu.35	Nu.50 flat transaction fee per transaction irrespective of amount above Nu.1 Million.

10.Bank Mobile app-based Funds transfer system limits and charges

Particulars	Existing Charges	New charges(Revised)
Inter Bank		Free of Charge
Maximum of Nu.100,000	Free of charge
Within Bank
Nu.1 to Nu.100,000	NA
Nu.100,001 to Nu.500,000	NA
No Limit	NA