Bank Service Charge
1.Cheque book charges-Current
Particulars Existing Charges New charges(Revised)
50 leaves of CA cheque book Nu.50 Nu.50
25 leaves of CA cheque book Nu.25 Nu.25
Personalized CD cheque book Nu.200 Nu.200
Personalized SB cheque book Nu.200 Nu.200
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| 50 leaves of CA cheque book | Nu.50 | Nu.50 |
| 25 leaves of CA cheque book | Nu.25 | Nu.25 |
| Personalized CD cheque book | Nu.200 | Nu.200 |
| Personalized SB cheque book | Nu.200 | Nu.200 |
2. Cheque book charges-Saving Account
Particulars
Existing Charges
New charges(Revised)
First Cheque book First SB cheque book free
Subsequent issuance Actual cost of the cheque book As per the OO No.e-circular no.Misc/10 dated December 31,2011.Actual cost:50 leaves-Nu.50,25 leaves -Nu.25
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| First Cheque book | First SB cheque book free | |
| Subsequent issuance | Actual cost of the cheque book | As per the OO No.e-circular no.Misc/10 dated December 31,2011.Actual cost:50 leaves-Nu.50,25 leaves -Nu.25 |
3.Cheque return charges within Bank
Particulars Existing Charges New charges(Revised)
Cheque returned for insufficent funds NA For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
NA For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| Cheque returned for insufficent funds | NA | For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque. |
| NA | For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque. |
4.Cheque return charge inter bank
Particulars Existing Charges New charges(Revised)
Presentment of cheque No charge No charge
Cheque returned for insuffcient funds Nu.300 For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque.
For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque.
Cheque returned for no endorsement by the bank Nu.100 Nu.100.To be charged on the acquiring bank and not on the customer.
Late delivery of the delivery statement Nu.100 Nu.100.To be charged on the acquiring bank and not on the customer.
Second presentment No charge No charge
Presentment of the postdated cheques Nu.100 Nu.100.To be charged on the acquiring bank and not on the customer.
Presentment of stale dated cheques Nu.100 Nu.100.To be charged on the acquiring bank and not on the customer.
In addition,mandate banks to call and inform the issuing bank before accepting high value cheques.
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| Presentment of cheque | No charge | No charge |
| Cheque returned for insuffcient funds | Nu.300 | For the 1st & 2nd offence, Nu.300 +10% of the cheque value per instance, to be charged to the issuer of cheque. |
| For 3rd offence and thereafter, Nu.500+10% of the cheque value and the cheque facility to be disabled for 3 years.To be charged to the issuer of the cheque. | ||
| Cheque returned for no endorsement by the bank | Nu.100 | Nu.100.To be charged on the acquiring bank and not on the customer. |
| Late delivery of the delivery statement | Nu.100 | Nu.100.To be charged on the acquiring bank and not on the customer. |
| Second presentment | No charge | No charge |
| Presentment of the postdated cheques | Nu.100 | Nu.100.To be charged on the acquiring bank and not on the customer. |
| Presentment of stale dated cheques | Nu.100 | Nu.100.To be charged on the acquiring bank and not on the customer. |
| In addition,mandate banks to call and inform the issuing bank before accepting high value cheques. | ||
5.ATM and POS – Domestic
ATM withdrawal limit per day Max Nu.40,000.00 Max Nu.40,000.00
1.BoBL-Nu.30,000
2.BNBL-Nu.40,000
3.DPNBL-Nu.40,000
4.T-Bank-Nu.40,000
5.BDBL-Nu.45,000
| ATM withdrawal limit per day | Max Nu.40,000.00 | Max Nu.40,000.00 |
| 1.BoBL-Nu.30,000 | ||
| 2.BNBL-Nu.40,000 | ||
| 3.DPNBL-Nu.40,000 | ||
| 4.T-Bank-Nu.40,000 | ||
| 5.BDBL-Nu.45,000 |
6.Charges for using Banks own ATM(On-Us transaction)
Particulars Existing Charges New charges(Revised)
Financial(Cash withdrawal) Free of Charge Free of Charge
Non-Financial(Balance enquiry statement print,PIN change) Free of charge Free of Charge
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| Financial(Cash withdrawal) | Free of Charge | Free of Charge |
| Non-Financial(Balance enquiry statement print,PIN change) | Free of charge | Free of Charge |
7. Charges on using other banks ATM(Off-Us transaction)
Particulars Existing Charges New charges(Revised)
Financial(Cash withdrawal) First five transactions free of charge First five(5) transactions free of charge
Sixth transaction-Customer are charged Nu.12 Sixth transaction-Customer are charged Nu.9
Sixth transaction-Banks are charged Nu.6 Sixth transaction-Banks are charged Nu.9
Non-Financial(Balance enquiry statement print,PIN change) Banks are charged Nu.8 per transaction. Banks are charged Nu.5 per transaction.
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| Financial(Cash withdrawal) | First five transactions free of charge | First five(5) transactions free of charge |
| Sixth transaction-Customer are charged Nu.12 | Sixth transaction-Customer are charged Nu.9 | |
| Sixth transaction-Banks are charged Nu.6 | Sixth transaction-Banks are charged Nu.9 | |
| Non-Financial(Balance enquiry statement print,PIN change) | Banks are charged Nu.8 per transaction. | Banks are charged Nu.5 per transaction. |
8.PoS
Particulars Existing Charges New charges(Revised)
Charges for using Banks own PoS Free of charge No change
Charges for using other banks PoS domestic Banks charges Nu.12 per transaction. Banks charges Nu.12 per transaction.
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| Charges for using Banks own PoS | Free of charge | No change |
| Charges for using other banks PoS domestic | Banks charges Nu.12 per transaction. | Banks charges Nu.12 per transaction. |
9.GIFT Payment System
| Particulars | Existing Charges | New charges(Revised) |
|---|---|---|
| BULK | Free for both Inward and Outward | Free for both Inward and Outward |
| BITS | ||
| Inward | Free | Free |
| Up to Nu.50,000 | Free of charge | Nu.20 flat transaction fee per transaction irrespective of amount up to Nu.1 Million. |
| Nu.50,001 to Nu.100,000 | Nu.15 | |
| Nu.100,001 to Nu.1,000,000 | Nu.20 | |
| RTGS | ||
| Inward | Free | Free |
| Nu.1000,001 | Nu.35 | Nu.50 flat transaction fee per transaction irrespective of amount above Nu.1 Million. |
10.Bank Mobile app-based Funds transfer system limits and charges
Particulars Max Limit Charges
Inter Bank and Within Bank 1000,000 Free of Charge
| Particulars | Max Limit | Charges |
|---|---|---|
| Inter Bank and Within Bank | 1000,000 | Free of Charge |