Debit Card

In keeping with the valuable time and convenience of our valuable customers, Bhutan National Bank Limited launched the first ATM (Automated Teller Machine) facility in Bhutan on April 2004 with one ATM installed in Thimphu Branch and the other in Phuentsholing Branch.

BNB ATM debit card makes it easier for you to withdraw and deposit money. You can use our ATM card to withdraw money from over 56 BNB ATMs or other banks ATMs located across the country. This allows you 24-hours access to any of the accounts linked to your card.

The ATM/Debit card is extremely versatile and simple to use, being valid in all the bank’s ATMs and PoS terminals in Bhutan.

The cards are issued to:

  1. Individual Saving/Current and Pensioner account holders.
  2. For current account holders the card will be deactivated when the current account is converted to overdraft account.

For further information, please contact ATM section, Thimphu at +975-2-328577, ext.  1551 or 1560.


Cash withdrawal

  • Withdraw up to Nu. 40,000.00 a day.
  • No withdrawals are allowed from your current account if the balance is less than Nu. 1000.00
  • The maximum number of transactions allowed in the ATM is 10 times per day.

Balance inquiry

Change PIN (regenerate Green Pin)

Fast Cash

  • This option facilitates you to withdraw already set amount from the machine without you having to enter it.


  • Bhutan National Bank has made your life easier by installing One Cash Deposit Machine at: Thimphu Branch Office – Bhutan Post and another at BNBL’s Corporate Office which accept deposits as well. Deposit up to Nu. 40,000.00 at one of the two deposit machines located near the Thimphu post office.

Mini statement

  • You can see your last 5 transactions.
Debit Card Forms
Protecting Your ATM Card
Keep your card in a safe place to avoid damage.
Memorize your Personal Identification Number (PIN). Never write the PIN down on anything in your wallet or on the card itself.
When selecting a PIN, avoid numbers and letters that relate to your personal information. For example, don’t use your initials, birthday, telephone or Social Security number. If you have such a number, contact your bank and get a new PIN issued.
Immediately report a lost or stolen card to BNBL.
To help guard against fraud, keep your ATM receipts until you check them against your monthly statement.
Common Sense Usage Tips
Observe your surroundings before using an ATM. If the machine is obstructed from view or poorly lit, visit another ATM.
Take a friend with you especially at night.
Have your card out and ready to use.
Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.
Put your cash, card and receipt away immediately. Count your money later, and always keep your receipt.
If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police.
When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.
When using a drive-up ATM, make sure all passenger car doors are locked and windows are up.
Do not leave your car unlocked or engine running when you get out to use an ATM.
Check with BNBL to determine the daily limit of funds that can be withdrawn.