All Bhutanese nationals above the age of 15 years* can open and operate a BNB Savings Deposit account at an annualized interest rate of 5.00 % p.a. In some special circumstances, firms/corporations/government agencies are allowed to operate a saving account each.

*Those between 15-18 years may be asked to furnish additional documents.

Eligibility

  • Individual
  • On behalf of minors
  • National and International Non-Government Organization (NGO)
  • Religious Bodies/Organization
  • Trust, Societies, Foundation, Association and Community Based Organization
  • Educational Institutions

Requirement

For Bhutanese

  • Duly filled in application form
  • Two passport size photographs
  • Citizenship Identity card copy

For Non-Bhutanese

  • Duly filled in application form
  • Two passport size photographs
  • Passport copy
  • Work permit document issued by the Ministry of Labour and Human Resources (MOLHR)
  • Marriage Certificate Card
  • Letter from the employer in Bhutan

For Joint Account

  • Duly filled in account opening application form
  • Two passport size photographs each
  • Citizenship Identity card copy of all the joint account holder
  • Such joint accounts can be operated on the following mode:
  • Either or Survivor
    • Anyone or Survivor
    • Any two or survivor
    • Jointly by all
    • Former or Survivor
    • Latter or Survivor

Features

  • No minimum balance required to open and maintan account
  • No restriction on maximum balance
  • Annual account maintenance fee of Nu. 150.00 only
  • No limit in the withdrawal to earn interest
  • Free cheque book, ATM card, Internet Banking, SMS facility and B-wallet service

The Pensioners account is opened by the Pensioners of National Provident and Pension Fund (NPPF).  All Bhutanese Pension account holders can operate Pensioners Savings Account at an annualized interest rate of 5.00 % p.a.

Additionally, PENSION ACCOUNTs are offered to private companies, business firms, NGO etc for opening a pension account for their employees.

Eligibility

  •  Pensioners

Requirement

Pensioners Account

  • Duly filled in application form
  • Two passport size photographs
  • Citizenship Identity card copy
  • Letter from the National Pension and Provident Fund (NPPF) office.

Pension Account

  • MOU between the company and BNB
  • Letter from the company to open Pension account
  • Duly filled in application form
  • Two passport size photographs of the employee
  • Citizenship Identity card copy of the employee

Features

Pensioners Account

  • Used only for pension payment
  • Submit quarterly status report to NPPF

Pension Account

  • Used only for pension payment
  • Jointly operated by the authorized signatory of the company
  • No other transaction is allowed other than the pension payment
  • Offers higher interest rate than the regular savings account
  • Withdrawal and closure of account is allowed only on the written instruction of the company.
TypeFile NameDate ModifiedSize

pdf		CIF Retail 2:42 pm 03/23/2020283.7k

pdf		Cheque Book Form 2:59 pm 09/08/2018119.2k

pdf		Saving Account Opening Form 3:24 pm 11/13/2020509.7k