Trade and Commerce Loan

Purpose

This loan is for business firms engaged in buying and selling of goods (retail and wholesale).  

Eligiblity

  • Bhutanese Individual, Firm or Company 

Quantum

  • 60 to 70 % of the collateral value. 

Tenor

Loan Amount (Nu) Tenure
0 to 1,000,000 5 Years
1,000,001 to 10,000,000 7 Years
10,000,001 and above 10 Years

Interest Rate

10.5%

Floating Rate

12.5%

Fixed Rate

Required Documents

  • Loan Application form duly filled in and signed on all the pages (Full signature).

  • CID copy of the promoter.

  • Two numbers of latest passport size photograph.

  • Project report/Profit & Loss /cash flow statement

  • Stock Statement

  • Work Order

  • Copy of valid Insurance policy of the building if applicable.

  • Valid Trade License.

  • Ownership certificates of the land

  • Photocopy of I.D. Card of Guarantor(s) if applicable.

  • Latest Passport size photographs of Guarantor(s) 2 nos if applicable.

TypeFile NameDate ModifiedSize

pdf
ADDITIONAL LOAN 5:29 am 05/15/2019123.3k

pdf
Addendum 3:01 pm 09/08/201818k

pdf
BUSINESS LOAN & OVERDRAFT 5:34 am 05/15/2019139.1k