VISA Debit Card
Visa Debit cards work like cash, only better. Enjoy the convenience of paying directly from your account, with all the security that Visa provides. Accepted worldwide, Visa Debit cards offer quick, secure and convenient access to your money in person, online, overseas and over the phone. Be it travelling, shopping or dining, Visa cards are accepted at tens of millions of locations around the world.*
Bhutan National Bank now issues Visa debit cards for your convenience: a single Visa card that is accepted at tens of millions of locations around the world, be it for travelling, shopping or dining.
Visa debit cards can now be applied online here.
Eligibility:
All Individual Saving/Current and Pensioner account holders, except for those operated with Thumb Impressions.
*Online transactions are enabled, as long as you do NOT save the card details on eComm site.
**We do not recommend saving your card details on any eComm site, for security reasons. Stay safe from fraud!
Please note that for current account holders, the card shall be deactivated when the current account is converted to an overdraft account or a joint account.
Charges:
| New Card Issuance Fee | Nu. 250.00 |
| Supplementary card | NA |
| Annual Fee | NA |
| Replacement Fee | Nu. 200.00 |
| PIN Regeneration Fee | NA |
| Renewal Fee | Nu. 200.00 |
Transaction Limits:
BNB Cards, Within Bhutan
| TERMINAL TYPE: | BNB ATM | BNB PoS | Other Bank ATM/POS |
| Daily Limit | Nu.40,000.00 | unlimited | As per BFS Norms |
| Monthly Limit | In line with the daily limit | unlimited | As per BFS Norms |
| Limit Per Instance | Nu.15,000.00 | unlimited | As per BFS Norms |
| No. of Transaction Per Day | Unlimited | Unlimited | As per BFS Norms |
| Balance Enquiry Fee | Free | Free | Nu.5.00 |
| Cash Withdrawal/Purchase Fee | Free | Free | Nu.9.00* |
| Mini Statement Fee | Free | Free | Nu.5.00* |
| PIN Change Fee | Free | Free | Nu.5.00* |
*From the 6th transaction onwards. No charges for transactions from BNB ATMs
Other Bank Cards used in BNB ATMs (Bhutan)
| TERMINAL TYPE | ATM | PoS |
| Withdrawal/ Purchase Fee | BTN 200/- per instance | - |
| Balance Enquiry Fee | BTN 50/- | - |
India and Nepal
| TERMINAL TYPE | ATM | POS |
| Daily Limit | INR 10,000 | Subject to monthly limit |
| Monthly Limit | INR 15,000 | INR 50,000 |
| Limit Per Instance | As per Acquirer Bank's Regulations | Up to INR 50,000 |
| No. of Transaction Per Day | As per Acquirer Bank's Regulations | As per Acquirer Bank's Regulations |
| Balance Enquiry Fee | BTN 20 or equivalent. Other bank charges may be additional. | |
| Cash Withdrawal/Purchase Fee | BTN 120 or equivalent. Other bank charges may be additional. |
Other Countries
| Withdrawal/ Purchase Limit | Within the annual limit of USD 1000. If ATS is loaded, within USD 1000 + ATS amount |
| Cash Withdrawal Fee | BTN 120 or equivalent. Other bank charges may be additional. |
| Mini Statement Fee | BTN 20 or equivalent. Other bank charges may be additional. |
| Forex Conversion Fee | 1% of the transacted amount in BTN |