VISA Debit Card

Visa Debit cards work like cash, only better. Enjoy the convenience of paying directly from your account, with all the security that Visa provides. Accepted worldwide, Visa Debit cards offer quick, secure and convenient access to your money in person, online, overseas and over the phone. Be it travelling, shopping or dining, Visa cards are accepted at tens of millions of locations around the world.*

Bhutan National Bank now issues Visa debit cards for your convenience: a single Visa card that is accepted at tens of millions of locations around the world, be it for travelling, shopping or dining.

Visa debit cards can now be applied online here.

Eligibility:

All Individual Saving/Current and Pensioner account holders, except for those operated with Thumb Impressions.

*Online transactions are currently not enabled because of security reasons, we shall enable it very soon.

Please note that for current account holders, the card shall be deactivated when the current account is converted to an overdraft account or a joint account.

Charges:

New Card Issuance FeeNu. 250.00
Supplementary cardNA
Annual Fee NA
Replacement FeeNu. 200.00
PIN Regeneration FeeNA
Renewal FeeNu. 200.00

Transaction Limits:

BNB Cards, Within Bhutan

TERMINAL TYPE:BNB ATMBNB PoSOther Bank ATM/POS
Daily LimitNu.40,000.00unlimitedAs per BFS Norms
Monthly LimitIn line with the daily limitunlimitedAs per BFS Norms
Limit Per InstanceNu.15,000.00unlimitedAs per BFS Norms
No. of Transaction Per DayUnlimitedUnlimitedAs per BFS Norms
Balance Enquiry FeeFreeFreeNu.5.00
Cash Withdrawal/Purchase FeeFreeFreeNu.9.00
Mini Statement FeeFreeFreeNu.5.00
PIN Change FeeFreeFreeNu.5.00

Other Bank Cards used in BNB ATMs (Bhutan)

TERMINAL TYPEATMPoS
Withdrawal/ Purchase FeeBTN 200/- per instance-
Balance Enquiry FeeBTN 50/- -

India and Nepal

TERMINAL TYPEATMPOS
Daily LimitINR 10,000Subject to monthly limit
Monthly LimitINR 15,000INR 50,000
Limit Per InstanceAs per Acquirer Bank's RegulationsUp to INR 50,000
No. of Transaction Per DayAs per Acquirer Bank's RegulationsAs per Acquirer Bank's Regulations
Balance Enquiry FeeBTN 20 or equivalent. Other bank charges may be additional.
Cash Withdrawal/Purchase FeeBTN 120 or equivalent. Other bank charges may be additional.

Other Countries

Withdrawal/ Purchase LimitWithin the annual limit of USD 1000. If ATS is loaded, within USD 1000 + ATS amount
Cash Withdrawal FeeBTN 120 or equivalent. Other bank charges may be additional.
Mini Statement FeeBTN 20 or equivalent. Other bank charges may be additional.
Forex Conversion Fee1% of the transacted amount in BTN